Strongest and Weakest Life Insurers		Back

A weak life insurance company represents a potential for financial loss to its policyholders, as well as a number of headaches and hassles. Failure could mean both loss of investment and loss of coverage. Therefore, it is important to check the financial security offered by an insurer prior to purchasing a policy and then periodically monitor the company's condition going forward. Low-rated insurance companies should be avoided in favor of highly rated companies.

The following U.S. life insurance underwriters received the highest ratings from TheStreet.com Ratings.

Strongest Life Insurers Data as of 01/27/2010 Company Name State TheStreet.com Financial Strength Rating TEACHERS INS & ANNUITY ASN OF AM  NY  A+  STATE FARM LIFE INS CO  IL  A+  COUNTRY LIFE INS CO  IL  A+  AMERICAN FAMILY LIFE INS CO  WI  A+  STATE FARM LIFE & ACCIDENT ASR CO  IL  A+  MASSACHUSETTS MUTUAL LIFE INS CO  MA  A  GUARDIAN LIFE INS CO OF AMERICA  NY  A  USAA LIFE INS CO  TX  A  FIDELITY INVESTMENTS LIFE INS CO  UT  A  SOUTHERN FARM BUREAU LIFE INS CO  MS  A  MML BAY STATE LIFE INS CO  CT  A  AMERICAN FIDELITY ASR CO  OK  A  SENTRY LIFE INS CO  WI  A  BERKSHIRE LIFE INS CO OF AMERICA  MA  A  AUTO-OWNERS LIFE INS CO  MI  A  UNITED FARM FAMILY LIFE INS CO  IN  A  TENNESSEE FARMERS LIFE INS CO  TN  A  FEDERATED LIFE INS CO  MN  A  LIFEWISE ASR CO  WA  A  NORTHWESTERN MUTUAL LIFE INS CO  WI  A-

The following U.S. life insurance underwriters received the lowest ratings from TheStreet.com Ratings.

Weakest Life Insurers Data as of 01/27/2010 Company Name State TheStreet.com Financial Strength Rating MOTHE LIFE INS CO  LA  E-  DIXIE LIFE INS CO INC  LA  E-  FIRST AMERICAN LIFE INS CO  TX  E-  KILPATRICK LIFE INS CO  LA  E  NATIONAL STATES INS CO  MO  E  ALABAMA LIFE REINS CO INC  AL  E  AMERICAN LIFE & ANNUITY CO  AR  E  AMERICAN CENTURY LIFE INS CO  OK  E  NETCARE LIFE & HEALTH INS CO  GU  E  DIRECTORS LIFE ASR CO  OK  E  AMERICAN HOME LIFE INS CO  AR  E  MULHEARN PROTECTIVE INS CO  LA  E  RHODES LIFE INS CO OF LA INC  LA  E  CASS COUNTY LIFE INS CO  TX  E  LANDMARK LIFE INS CO  TX  E+  RABENHORST LIFE INS CO  LA  E+  EVANGELINE LIFE INS CO INC  LA  E+  RELIABLE LIFE INS CO  LA  E+  LEWIS LIFE INS CO  TX  E+  JEFFERSON NATIONAL LIFE INS CO  TX  D-

Just because a particular insurer does not appear on this list of lowest rated life insurance companies, it does not necessarily mean that the company is safe or highly rated.  To check the rating of a specific company, Weiss Ratings offers several online options and publications covering life and health insurers.

A =  Excellent B =  Good C =  Fair D =  Weak E =  Very Weak

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