Strongest and Weakest Annuity Insurers		Back

A weak insurance company represents a potential for financial loss to its annuity policyholders, as well as a number of headaches and hassles. Therefore, it is important to check the financial security offered by an insurer prior to investing in an annuity and then periodically monitor the company's condition going forward. Low-rated insurance companies should be avoided in favor of highly rated companies.

The following U.S. annuity providers received the highest ratings from TheStreet.com Ratings.

Strongest Annuity Insurers Data as of 06/21/2010 Company Name State TheStreet.com Financial Strength Rating TEACHERS INS & ANNUITY ASN OF AM  NY  A+  STATE FARM LIFE INS CO  IL  A+  COUNTRY LIFE INS CO  IL  A+  AMERICAN FAMILY LIFE INS CO  WI  A+  STATE FARM LIFE & ACCIDENT ASR CO  IL  A+  MASSACHUSETTS MUTUAL LIFE INS CO  MA  A  GUARDIAN LIFE INS CO OF AMERICA  NY  A  USAA LIFE INS CO  TX  A  FIDELITY INVESTMENTS LIFE INS CO  UT  A  SOUTHERN FARM BUREAU LIFE INS CO  MS  A  MML BAY STATE LIFE INS CO  CT  A  AMERICAN FIDELITY ASR CO  OK  A  SENTRY LIFE INS CO  WI  A  AUTO-OWNERS LIFE INS CO  MI  A  UNITED FARM FAMILY LIFE INS CO  IN  A  TENNESSEE FARMERS LIFE INS CO  TN  A  FEDERATED LIFE INS CO  MN  A  NORTHWESTERN MUTUAL LIFE INS CO  WI  A-  PRINCIPAL LIFE INS CO  IA  A-  NEW YORK LIFE INS CO  NY  A-

The following U.S. annuity providers received the lowest ratings from TheStreet.com Ratings.

Weakest Annuity Insurers Data as of 06/21/2010 Company Name State TheStreet.com Financial Strength Rating KILPATRICK LIFE INS CO  LA  E  NORTH AMERICA LIFE INS CO OF TX  TX  E  AMERICAN LIFE & ANNUITY CO  AR  E  AMERICAN CENTURY LIFE INS CO  OK  E  DIRECTORS LIFE ASR CO  OK  E  NETCARE LIFE & HEALTH INS CO  GU  E  AMERICAN HOME LIFE INS CO  AR  E  HAWTHORN LIFE INS CO  TX  E  LANDMARK LIFE INS CO  TX  E+  PROVIDENT AMERICAN INS CO  TX  E+  UNITED FUNERAL DIR BENEFIT LIC  TX  D-  ATLANTIC SOUTHERN INS CO  PR  D-  CONSECO LIFE INS CO  IN  D  JEFFERSON NATIONAL LIFE INS CO  TX  D  WILTON REASSURANCE LIFE CO OF NY  NY  D  WILTON REASSURANCE CO  MN  D  CONSECO LIFE INS CO OF TX  TX  D  SECURITY NATIONAL LIFE INS CO  UT  D  BANKERS CONSECO LIFE INS CO  NY  D  NORTH CAROLINA MUTUAL LIFE INS CO  NC  D

Just because a particular insurer does not appear on this list of lowest rated life annuity providers, it does not necessarily mean that the company is safe or highly rated.  To check the rating of a specific company, TheStreet.com Ratings offers several online options and publications covering life and health insurers.  

A =  Excellent B =  Good C =  Fair D =  Weak E =  Very Weak

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