Strongest and Weakest Annuity Insurers		Back

A weak insurance company represents a potential for financial loss to its annuity policyholders, as well as a number of headaches and hassles. Therefore, it is important to check the financial security offered by an insurer prior to investing in an annuity and then periodically monitor the company's condition going forward. Low-rated insurance companies should be avoided in favor of highly rated companies.

The following U.S. annuity providers received the highest ratings from TheStreet.com Ratings.

Strongest Annuity Insurers Data as of 06/09/2009 Company Name State TheStreet.com Financial Strength Rating TEACHERS INS & ANNUITY ASN OF AM  NY  A+  STATE FARM LIFE INS CO  IL  A+  COUNTRY LIFE INS CO  IL  A+  AMERICAN FAMILY LIFE INS CO  WI  A+  STATE FARM LIFE & ACCIDENT ASR CO  IL  A+  MASSACHUSETTS MUTUAL LIFE INS CO  MA  A  NEW YORK LIFE INS & ANNUITY CORP  DE  A  GUARDIAN LIFE INS CO OF AMERICA  NY  A  USAA LIFE INS CO  TX  A  FIDELITY INVESTMENTS LIFE INS CO  UT  A  SOUTHERN FARM BUREAU LIFE INS CO  MS  A  MML BAY STATE LIFE INS CO  CT  A  AMERICAN FIDELITY ASR CO  OK  A  SENTRY LIFE INS CO  WI  A  AUTO-OWNERS LIFE INS CO  MI  A  UNITED FARM FAMILY LIFE INS CO  IN  A  TENNESSEE FARMERS LIFE INS CO  TN  A  FEDERATED LIFE INS CO  MN  A  NORTHWESTERN MUTUAL LIFE INS CO  WI  A-  NEW YORK LIFE INS CO  NY  A-

The following U.S. annuity providers received the lowest ratings from TheStreet.com Ratings.

Weakest Annuity Insurers Data as of 06/09/2009 Company Name State TheStreet.com Financial Strength Rating KILPATRICK LIFE INS CO  LA  E-  LINCOLN MEMORIAL LIFE INS CO  TX  E-  TEXAS MEMORIAL LIFE INS CO  TX  E-  NORTH AMERICA LIFE INS CO OF TX  TX  E  AMERICAN LIFE & ANNUITY CO  AR  E  AMERICAN CENTURY LIFE INS CO  OK  E  NETCARE LIFE & HEALTH INS CO  GU  E  DIRECTORS LIFE ASR CO  OK  E  AMERICAN HOME LIFE INS CO  AR  E  CONTINENTAL LIFE INS CO OF SC  SC  E  LANDMARK LIFE INS CO  TX  E+  PROVIDENT AMERICAN INS CO  TX  E+  SOUTHERN SECURITY LIFE INS CO INC  MS  E+  JEFFERSON NATIONAL LIFE INS CO  TX  D-  WILTON REASSURANCE LIFE CO OF NY  NY  D-  UNITED FUNERAL DIR BENEFIT LIC  TX  D-  ATLANTIC SOUTHERN INS CO  PR  D-  HAWTHORN LIFE INS CO  TX  D-  PENNSYLVANIA LIFE INS CO  PA  D  WILTON REASSURANCE CO  MN  D

Just because a particular insurer does not appear on this list of lowest rated life annuity providers, it does not necessarily mean that the company is safe or highly rated.  To check the rating of a specific company, TheStreet.com Ratings offers several online options and publications covering life and health insurers.  

A =  Excellent B =  Good C =  Fair D =  Weak E =  Very Weak

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